From the Book · Appendix B · Free

The Twelve-Week Group Study

A journey through Growth Will Cost You for a small group, Bible study, church class, or family. Each session follows the same simple shape, 60–75 minutes.

The Session Shape

Open (5 min): one person recaps the chapter in their own words — imperfectly, from memory. Read (10 min): the Scripture anchor aloud, two voices if possible. Stories (15 min): "Which story in this chapter was written for you — and which one made you uncomfortable?" Dig (20 min): the session questions. Charge (10 min): each person states their one action for the week — specific, dated, small. Pray (10 min): for each other's stated actions by name. Groups that skip the Charge become book clubs; the Charge is the group.

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Session 1 · Ch. 1 · Luke 14:28–30

Standing at the Counter

  1. "Most people read the price tag and quietly walk away." Where have you seen this in your own history — and what made the walking away so quiet?
  2. The boy in the bakery asked the owner directly. What is the modern equivalent of "approaching the counter" for the dream you named?
  3. Milo's calf grew daily and so did he. What daily installment is available to you right now that will be twice as heavy to start next year?
  4. God shows the full price up front (Luke 14). What does that tell you about His character — and about offers that hide their price?
Session 2 · Ch. 2 · James 1:2–4

The Chapter Nobody Enjoys

  1. Epictetus found the one thing slavery couldn't take. What is the "unconfiscatable" territory in your hardest season?
  2. The real Lincoln is better than the legend. Why do we inflate stories — and what does the honest version offer that the legend can't?
  3. James says "count it all joy" — an accounting word, not a feeling. What would change if you did that arithmetic on your current trial?
  4. Share (as you are able): a chapter you'd never choose that produced something no easy chapter could have.
Session 3 · Ch. 3 · Matthew 14:24–33

The Ship That Never Left

  1. Athens had to abandon the city to save the city. What "walls" is God asking your group/family/church to trade for "ships"?
  2. The famous rebuke to Carey may be legend — but everyone has heard that voice. Who plays "sit down, young man" in your life, and how do you honor them without obeying them?
  3. Eleven stayed dry; one walked on water and got wet. Which do you fear more — sinking, or never leaving the boat? Honestly.
  4. The author's motor-park story: God's help arrived after he left town, on the road. Why do you think the catching hand operates out there and not in the harbor?
Session 4 · Ch. 4 · John 12:24; Eph. 4:22–24

The Old You Is the Down Payment

  1. "You look like yourself in it" — why is being recognizable such a powerful reason to keep the old self?
  2. Augustine prayed "make me new — but not yet." Where is your "not yet" — and what is it actually protecting?
  3. Newton's change had a date but took years. How do we hold patience with ourselves without letting patience become the old man's pension?
  4. What one sentence about yourself needs to be retired this week? Say it to the group; let them hold you to its funeral.
Session 5 · Ch. 5 · Genesis 37; Mark 6:4

Your Movement Is a Mirror

  1. Joseph's brothers, Socrates' jury, Douglass's allies: rank the three shocks. Which resistance would be hardest for you — kin, crowd, or comrades?
  2. "Your movement is a mirror." When has someone else's growth been a mirror you didn't enjoy looking into? (The brave question of this study.)
  3. How do you test whether resistance is a "mirror problem" or a "me problem"? What does honest counsel look like in practice?
  4. Joseph fed the brothers who sold him. What would "becoming the person who can one day feed them" mean in your situation?
Session 6 · Ch. 6 · Mark 4:26–29; Gal. 6:9

The Farmer's Secret

  1. "He knoweth not how" — the farmer works without understanding germination. Where are you demanding to understand what God has only asked you to water?
  2. Cologne's plans survived a 400-year pause. What are the "drawings" of your vision, and where are they kept safe?
  3. Handel's Messiah was written by the once-paralyzed hand, and its premiere freed 142 debtors. What does that pattern — brokenness composting into bread for others — suggest about your own worst season?
  4. Carver restored soil invisibly before anything visible grew. Who around you is in an "invisible restoration" stage and needs a witness who believes in underground work?
Session 7 · Ch. 7 · Eccl. 2–3; Rev. 3:14–22

Is This All There Is?

  1. The 2 a.m. whisper: ingratitude, or signal? How does your answer change how you treat it?
  2. Solomon ran the full experiment so we don't have to. Why do we keep re-running it anyway?
  3. Laodicea's danger was comfort, not crisis. Where is your life/church "neither cold nor hot" — and what would one degree of zeal look like this month?
  4. Schweitzer's "more" was downward — more surrender, more service. What need within your actual reach keeps tugging at you?
Session 8 · Ch. 8 · Mark 10:17–22; Matt. 25:14–30

The Ticket You Handed Back

  1. Jesus loved the rich young ruler — and let him walk away. What does that scene teach about how God honors our freedom to refuse?
  2. "I was afraid, and I hid it": where has protection quietly become burial in your life?
  3. Ronald Wayne's reasons were reasonable. How do you tell prudence from fear when they wear the same clothes?
  4. John Mark quit and later wrote a Gospel. Who needs you to be their Barnabas right now — and who has been yours?
Session 9 · Ch. 9 · Exodus 3; 1 Samuel 23:1–13

The Rough Draft

  1. "All things considered, I've done all right" — why is this such a dangerous sentence, and where has it settled in you?
  2. Moses' "wasted" desert decades were the training. Reframe one "wasted" season of yours as curriculum: what did it install?
  3. Keilah: God's answers were true about a position, not a sentence on David. What verdict are you treating as fate that is actually a forecast about staying put?
  4. Grandma Moses started at 78. What have you privately declared "too late"? Says who?
Session 10 · Ch. 10 · Genesis 39–41; Psalm 105:19

The Silent Season

  1. "The word of the LORD tried him." How does it change your waiting to see the silence as the promise at work rather than absent?
  2. The dungeon was the faculty for the palace. What competence could your current silence be building that your promise will require?
  3. Mandela studied his jailers' language for a negotiation twenty years away. What preparation looks pointless now but obvious from the far side?
  4. Edison's second column: as a group, help each member list what their longest silence has actually produced. (Do this for each other — we can't see our own.)
Session 11 · Ch. 11 · Nehemiah 1–6; 1 Cor. 16:9

The Wall Is a Door

  1. Walk Nehemiah's sequence — mockery, threat, discouragement, distraction, slander. Which stage is currently deployed against your group's work?
  2. "A great door, and many adversaries" — one sentence, both true. Why does God so often pair them?
  3. Gladys Aylward: the experts measured her exams; they couldn't measure her call. When the two disagree in your life, which instrument have you been trusting?
  4. Compose your group's "Ono refusal" together: the exact sentence for the next distraction dressed as opportunity.
Session 12 · Ch. 12 · Esther 4:14; Phil. 3:13–14

Pay It Anyway

  1. Socrates, Polycarp, Liddell: the hour was payable because the years had been paid. What daily deposits build the account that can cover a costly hour?
  2. The author's OBN story: the vision was shown before the resources existed. Why might God consistently work in that order?
  3. The 24-hour assignment: each member names the one price they have been refusing to pay. (This is the session the whole study was for. Go slowly. Pray over each one.)
  4. Close by reading "A Letter to the One Still in the Harbor" aloud, one paragraph per person, and pray the commissioning prayer together. --- *For families with children: use the Around the table* question at the end of each chapter instead of the adult questions, tell the chapter's most vivid story aloud (the calf, the bread, the brace, the hundred orphans over the mountains), and let the week's Charge be a family project — one rope untied together.

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